USAA Offers GPS Service to Address Teen Driver Safety

USAA announced it is now is offering a service to help reduce teen-driver accidents and save lives. The voluntary program, Young Drivers Intelligence, includes a GPS-enabled device, offered by Intelligent Mechatronic Systems Inc. The device plugs into the teen’s vehicle and records driving data, such as acceleration, braking, routes and speed. The results are transmitted wirelessly to a secure website where parents and teens can review the data in an effort to provide the opportunity to teach safe driving behavior and track progress.

Members can enroll at no cost for one year. The insurer stressed that the program will not be used to modify insurance policies or premiums.

USAA is one of a few insurers doing more with driving data. Earlier this week, Allstate announced an expansion of its usage-based insurance coverage into six new states. And, in March, Vodafone and Towers Watson announced that UK insurance company AIG Europe Limited, part of the international group AIG, has signed up to pilot telematics/usage-based insurance offerings for motor insurance companies operating outside of North America.