A recent report from Altus Consulting lays out the future of insurance technology. For those insurers that get it, 2017 will be a great year. For insurers mired in legacy technology, uninspired leadership, or calcified processes, it’s going to be a long 12 months.

For starters, insurance executives’ confidence in their own innovative abilities has nosedived. The percentage expecting an existing insurance company to disrupt the market with some kind of new innovation dropped from 59% in 2015 to 33% this year. It could suggest that some cold water has been splashed over insurers’ attempts to either co-opt, absorb, or partner with the emerging insurtech sector.

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