Climate change

The Geneva Association report analyzes the impacts of extreme weather and socioeconomic factors on home insurance availability and affordability.

The probe into the deadly Southern California Eaton fire is likely to take a year or more as authorities examine Edison International's utility equipment as the possible cause, according to the company's CEO.

Insured losses from natural catastrophes could soar to $145 billion this year as population growth, urban sprawl and climate change combine to supercharge risks, according to a report by Swiss Re Institute.

NASA, Munich Re, The Institutes and others share insights on tech like Earth Observation and Gen AI at ClimateTech Connect 2025.

Catastrophes significantly increase claim volume and severity, resulting in extended claims cycles and frustrated policyholders.

Recent wildfire updates include the Federal Housing Authority's waiving of quality-control reviews and the upheaval of the state's commercial real estate space.

The need for more granular forecasts is becoming more pressing as climate change increases the odds of extreme weather.

The energy demands of AI mean that its benefits can be negated by climate damage, troubling executives surveyed by KPMG.

Insurers resort to subrogation when they suspect that a third party is ultimately responsible for the losses. Rather than deal with the recovery risk, insurers have been selling claims on to alternative investment managers.

The National Oceanic and Atmospheric Agency is poised to eliminate most websites tied to its research division under plans for the cancellation of a cloud web services contract.

Artificial intelligence is improving the accuracy of fire forecasts made by Europe's top intergovernmental weather center.

California is emerging from its wettest time of the year with new fire and drought risks.

Slow repair cycle times, widespread premium increases and the volume of catastrophic events all contribute to dissatisfaction, according to the U.S. Property Claims Satisfaction Study from J.D. Power.

Oklahoma's insurance commissioner Glen Mulready complemented insurers for quick action that he personally witnessed on the scene of March 14 wildfires

Insurers are betting on a suite of new AI-driven techniques to better predict surging losses from climate-driven weather catastrophes.

Though microinsurance coverage increased in the last three years, there is an 88% protection gap, according to Microinsurance Network report.

The global insurance protection gap was last estimated at $1.8 trillion, according to SAS.

Digital Insurance spoke with Jonathan Collura, president and CEO of Specialty Risk RE, about how reinsurers could stabilize the home insurance market in areas affected by natural disasters.

Home safety and insurance interests call for cooperation with government authorities and homeowners to mitigate risks of flood damage.

While the 22% average increase for homeowners insurance is provisionally approved by California's regulator, the carrier will have to get capital from its parent company to help cover its risks.