Homeowners insurance

Digital Insurance gathered comments from insurance professionals about what's ahead.

The insurance market going into the Jan. 7 catastrophe already had been hit with non-renewals and cancellations -- and an overburdened state-supported insurance plan. A Morningstar analyst said the state insurance commissioner's reform strategy could have turned it around but now faces new obstacles.

Los Angeles is bracing for critical wildfire conditions again as dry winds scour Southern California.

Californians have paid relatively less for coverage than homeowners in the storm-stricken Midwest and Southeast regions, according to Intercontinental Exchange.

Verisk and Moody's are the first two modeling companies to submit their models to the California Department of Insurance. A Verisk executive explained the functioning of their model and what insurers' options are.

A trio of blazes in SoCal have destroyed over 2,000 homes and structures in neighborhoods with average property values well above the national average.

The wildfires add pressure to California's home insurance market, which has faced a growing crisis in recent years.

The most destructive wind storm to strike the Los Angeles area in 14 years is fanning wildfires.

Fifteen percent of residences had three or more structures, which can go undetected by insurers even when they identify a secondary structure.

While insurers can't rebuild the grid, they are uniquely positioned to play an important role in mitigating these risks.