Weather and Climate Change Risk

The global insurance protection gap was last estimated at $1.8 trillion, according to SAS.

Increasing weather-related risks and costs combined with companies pulling out of some states, is affecting the remaining carriers and state insurers.

Though consumers are open to the use of AI in severe weather risk monitoring, trust and transparency is key, according to a 2025 Insurity report.

Earlier this week, NOAA scientists and staff were told to log and clear all international contacts and communication, according to internal communications seen by Bloomberg News.

The California-based insurtech uses AI-powered models and property-specific data to address all perils, including wildfire, severe convective storms and non-weather water.

Insights from Clyde & Co, Climate X and Innsure.

Even the most-sophisticated scientific models fail to capture all the risk factors or properly account for the increasing impact of climate change.

When it comes to pricing property risk and assessing the impact of severe weather events, catastrophe models are the backbone of the process.

ZestyAI research shows that 45% of properties have multiple structures, highlighting the potential for coverage gaps.

The NFMA has floated best disclosure practices for public power agencies that ask for more data on climate and resiliency goals.

Carol Laufer, North American Head of Liability at Allianz Commercial focuses on three major risks that have affected the insurance industry and three to watch in 2025.

American Forestry, a non-profit conservation group, partners with Travelers to promote proactive fire prevention methods for homeowners.

A study by risk analytics firm Climate X projects which of the 12 U.S. venues and 25 European venues will suffer the most environmental damage by 2050.

Stadium owners' insurance rider choices can determine how they can recover from climate-related damage.

Increasing economic losses are widening the uninsured protection gap.

Dr. Lou Gritzo, Chief Science Officer at FM, explains why there are more frequent and severe storms, flooding, wildfires and other weather-related events.

California authorities issued their latest moratorium against non-renewal of residential property insurance after wildfires in Ventura County. It's the eighth this year and 34th since 2019. The state's insurance commissioner authored a law while a state senator to make these moratoriums automatic after a state of emergency.

Data from Neptune Flood reveals the lack of coverage from homeowners and business owners facing the storm's deadly destruction.

Panelists in Send's most recent webinar highlight the importance of high-quality data in climate risk assessment.

An increase in wildfire risk has led to a decrease in insurance options as insurers are dropping coverage in these areas.