InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Claims

Chewy expands CarePlus program through new Lemonade partnership

The pet health insurance program will offer new healthcare plans through Lemonade and provide claims and policy management through its mobile app.

By Grace Crane
Reporter

October 20
InsureThink Why insurance carriers are using smart home tech in hurricane-prone areas

Water damage is a real threat for anyone living on the coast, near rivers or other water sources.

October 19

Ashley Ettwein

Pepper
Auto industry

Lyft, Mobilitas expand ride-share coverage for drivers to 23 states

The collaboration includes new custom-built solutions and claims expertise, and protects drivers whether they are on or off the clock.

By Grace Crane
Reporter

October 19
Agriculture industry

Agricultural risk technology makes advances

Insurers and insurtechs use cloud and AI to detect threats to crop yields.

By Michael Shashoua
Senior Editor

October 17
InsureThink 4 steps for insurance professionals to think more innovatively

Insurers need to rethink their approach to innovation, which is a complex, company-wide endeavor.

October 13

Eileen Potter

ABBYY
Mobile technology

GEICO first in app, mobile web: Keynova

Progressive and State Farm scored second and third in overall mobile, web.

By Kaitlyn Mattson
Managing Editor

October 13
Venture capital

Survival tips for tech startups as funding dries up

With venture funding drying up many young firms' survival is in doubt.

October 12

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.