InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Iot

IoT from Carrot and Luxboro; EY and FINEOS: Insurtech partnerships

Also: Polly integrates with six mortgage providers; Roostify teams up with Covered.

By Grace Crane
Reporter

May 31
Meet the insurtech

Meet the insurtech: Ladder

Ladder, an insurtech, is focused on making access to life insurance easier.

By Kaitlyn Mattson
Managing Editor

May 26
InsureThink What insurtechs need to scale successfully

The next few years will determine the insurtech winners in an increasingly polarized competitive landscape.

May 20

Katka Smolarova

McKinsey & Company
InsureThink How to achieve personalized customer experience through omnichannel

Legacy carriers must work to up their digital capabilities and online user experience.

May 18

Evelyn Pineros

Sapiens Global Digital
Customer experience 2022

Liberty Mutual thinks digitally for customers, claims reporting

Digital Insurance spoke with Andrew Palmer, CIO of global retail markets at Liberty Mutual, about his latest role in his 10 years with the company.

By Michael Shashoua
Senior Editor

May 18
Meet the insurtech

Meet the insurtech: Onuu

Onuu, a startup banking, credit and life insurance platform, is preparing to launch this summer.

By Michael Shashoua
Senior Editor

May 17
Meet the insurtech

Meet the insurtech: Broker Buddha

Broker Buddha, spawned by a New York incubator, is gaining traction by simplifying commercial insurance applications

By Michael Shashoua
Senior Editor

May 10

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.