InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Insurtech

Insurtech Hartford announces Innovation Challenge winners

This year's cohort went through a virtual program.

By Jemma Stephenson
Summer reporting associate

June 30
Start-up funding

Q1 insurtech funding rebounded from 2020: Forrester

A major stock investment in Acrisure weighed the numbers, however.

By Nathan Golia
Editor-in-Chief

June 29
Gig economy

Why RV-sharing tech company launched an insurtech

Outdoorsy had a problem: Its customers were taking more risk than necessary every time they lent out their vehicles.

By Jemma Stephenson
Summer reporting associate

June 29
InsureThink Why insurtech should avoid incrementalism

If the insurance establishment thinks it can simply set the terms of its own innovation, it does so at its own peril.

June 23

Stuart Winchester

Marble
Partnerships

How the Metromile/Hippo bundle came together

Similar approaches to technology will help the companies offer a unified customer experience, according to executives for each.

By Jemma Stephenson
Summer reporting associate

June 23
M&A

Cambridge Mobile Telematics acquires TrueMotion in telematics tie-up

Newly combined company boasts more than 20 clients among the top 25 U.S. insurance companies.

By Nathan Golia
Editor-in-Chief

June 17
Meet the insurtech

Meet the insurtech: Embroker

Brokerage plans to go full-stack following funding infusion.

By Jemma Stephenson
Summer reporting associate

June 16

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.