InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Brokers

Brokers get operations benefits when acquired by big carriers

Gallagher's acquisitions of several insurance brokers gives the reinsurer more distribution for its capabilities and greater leveraging of data.

By Michael Shashoua
Senior Editor

January 7
Funding

Top insurtech funding rounds, December 2025

There were about 40 funding events in the insurtech sector in December 2025, according to a review by Digital Insurance.

By Grace Crane, Patricia L. Harman, Kaitlyn Mattson and Michael Shashoua

January 7
M&A

Howden buys Atlantic Group in U.S. expansion

U.K. insurance broker Howden agreed to buy M&A protection specialist Atlantic Group.

January 5
InsureThink AI could be the antidote to brain drain

A vertical-specific AI can digitize the contextual judgment of retiring experts, helping staff to access "word-of-mouth" wisdom instantly in the correct context.

January 5

Vishal Sankhla

Outmarket
InsureThink Embedded vs. bolt-on: How insurers will pursue measurable results from AI in 2026

AI will move from the margins and into the fabric of insurance, redefining how carriers do business and streamlining operations for efficiency while optimizing the customer experience.

January 5

Kevin Gaut

INSTANDA
Risk management

New and emerging risk predictions for 2026

Experts discuss what new and emerging risks to look out for in 2026.

By Grace Crane, Patricia L. Harman, Kaitlyn Mattson and Michael Shashoua

January 4
InsureThink The agentic AI pricing revolution and investment strategy

Insurers can transform AI spending into intelligent capacity investment through several practical steps and strategies.

December 31

David Lien

LingXi Technology

Resources

he latest Accounting Today research and discussion:

Insurtech
Other Other 'Meet the Insurtech Leader' application form
Artificial Intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial Intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.