InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Embedded insurance

Top 6 Meet the insurtechs of 2024

Insurtechs in climate risk analytics, embedded insurance, cyber risk assessment and more.

By Grace Crane
Reporter

December 17
Risk management

New and emerging insurance risks to watch in 2025

Digital Insurance reached out to insurance professionals for comments related to new and emerging insurance risks to watch in 2025.

By Digital Insurance Staff

December 16
InsureThink A digital blueprint for transforming life insurance customer experience

Life insurers and distributors urgently need to shatter their reliance on outdated processes to fix the customer satisfaction problem.

December 12

Steve Cover

iPipeline
Property and casualty insurance

Property & casualty insurance trends to watch in 2025

Digital Insurance reached out to insurance professionals for comments related to trends in P&C insurance.

By Digital Insurance Staff

December 11
InsureThink Best practices for pairing biometric authentication with privacy priorities

Companies should adopt a privacy-first approach to biometric authentication.

December 11

Blaine Frederick

Alcatraz AI
InsureThink Bringing innovation to the forefront of the insurance business

With advancements in technology, changing consumer expectations and a growing focus on sustainability, insurers must adapt.

December 10

Debbie Brackeen

CSAA Group
Real estate

Meet the insurtech: Sertis

Sertis, a MGA in the multi-family insurance market, uses a proprietary risk assessment technology.

By Kaitlyn Mattson
Managing Editor

December 5

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.