InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Artificial intelligence

Insurtechs launch Ethical AI in Insurance Consortium

The founding members include three insurtechs that are focused on developing standards related to the use of AI within the insurance industry.

By Kaitlyn Mattson
Managing Editor

August 25
InsureThink The MGA market boom fuels channel distribution plans

Much of MGAs' success can be attributed to how versatile they can be.

August 24

Mark Breading

ReSource Pro
InsureThink 5 ways for insurers to prioritize innovation, adaptability

Insurers need to find new ways to grow their business while mitigating the risk of employee burnout.

August 23

Deb Seidman

Kotter
Career moves

Update: CSAA announces leadership change; Hippo hires chief claims officer

In other news: Foresight, a workers' comp insurer, welcomes new commercial insurance underwriter.

August 22
Climate change

Consumer advocates question insurers' use of wildfire risk models

The use of catastrophe models and of sophisticated AI to make coverage decisions are all under debate.

By Michael Shashoua
Senior Editor

August 21
InsureThink What's the benefit of an insurance-specific cloud platform?

It can eliminate geographical barriers and allow teams to access and share data more freely.

August 18

Eric Ayala

Novidea
InsureThink How can networks benefit independent agents, carriers

Agency networks and associations provide benefits historically harder to come by as a standalone business or agency.

August 17

Heather Sullivan

Accenture

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.