InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Customer Engagement

Munich Re looks to innovate in gamification

Digital Insurance spoke with Tony Laudato, vice president of marketing and combination products at Munich Re.

By Michael Shashoua
Senior Editor

March 16
InsureThink How IoT can benefit insurers during construction

The technology can mitigate project risk at job sites.

March 15

Alex Fuentes

Brickeye
Meet the insurtech

Meet the insurtech: Oka, The Carbon Insurance Company

The insurtech combats climate change through its data-driven underwriting and risk management processes.

By Grace Crane
Reporter

March 15
Career moves

The Hartford names property & casualty CIO: Career moves

Erie Insurance appoints four vice presidents.

By Kaitlyn Mattson
Managing Editor

March 14
Customer experience

Bain: Consumer expectations shift to risk prevention

The report calls for an improvement in digital customer experiences.

By Grace Crane
Reporter

March 14
Banking Crisis 2023

SVB collapse: An insurtech account-holder's view from Covie

For Trent Harvey, founder and CEO of an insurance API startup, disbelief gave way to mild relief.

By Nathan Golia
Editor-in-Chief

March 13
Banking Crisis 2023

Startups are worried about paying employees after SVB collapse

Some venture capitalists raced to assist in setting up temporary cash funds to help affected startups make payroll next week.

March 13

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.