InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Venture capital

Global insurtech funding rises to $1.39B in Q1, Gallagher Re

The Global Insurtech Report highlights sector investments, which are up from the last quarter of 2022.

By Kaitlyn Mattson
Managing Editor

May 12
Climate change

InnSure to financially award climate risk insurance innovators

The nonprofit will work with the New York State Energy Research and Development Authority to fund innovators for insurance products that tackle climate-related risks.

By Grace Crane
Reporter

May 10
Climate change

Kin Insurance Q&A: The role of insurance, tech in climate change

Digital Insurance interviewed Angel Conlin, chief insurance officer at Kin, to discuss the company's solutions and involvement in areas prone to extreme weather.

By Grace Crane
Reporter

May 10
Property and casualty insurance

What will define the next wave of insurtech startups

As funding realities change for insurtechs, new emphasis areas are likely to emerge.

By Michael Shashoua
Senior Editor

May 9
Property and casualty insurance

USAA, Aflac, AXA XL on carriers' maturing insurtech strategy

Leaders from USAA, Aflac, and AXA XL explain how insurers' relationships with startup have matured and how innovative efforts will continue.

By Michael Shashoua
Senior Editor

May 9
Artificial Intelligence

Aflac aims to get the most out of AI for customers and claims

Digital Insurance spoke with Sheila Anderson, CIO of Aflac.

By Michael Shashoua
Senior Editor

May 8
Venture capital

MassMutual launches fund for diverse, overlooked entrepreneurs

The insurer is investing in startups, including insurtech Surround Insurance, to generate positive social impact alongside financial returns.

By Grace Crane
Reporter

May 4

Resources

he latest Accounting Today research and discussion:

Insurtech
Other Other 'Meet the Insurtech Leader' application form
Artificial Intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial Intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.