The Texas draught notwithstanding, insurance policyholders may not want to take cover in Amarillo, Texas, as that city has been determined to be the top hail prone metro area in the United States.
Hail events are a constant concern for auto and property/casualty insurers that offer both personal and commercial lines coverage. In a recently released study from Swiss Re, it’s been reported that five of the mostly costly U.S. based insurance claims losses of 2010 were hail related events. Even small hail stones have been known to shatter windows, smash roofs and leave pockmarks in siding, according to the Insurance Information Institute.
This list is based on a model developed using
The full list follows:
1.) Amarillo, Texas
2.) Wichita, Kansas
3.) Tulsa, Oklahoma
4.) Oklahoma City, Oklahoma
5.) Midwest City, Oklahoma
6.) Aurora, Colorado
7.) Colorado Springs, Colorado
8.) Kansas City, Kansas
9.) Fort Worth, Texas
10.) Denver, Colorado
“In 2010 there were over 10,000 hail storms that caused hundreds of thousands of dollars in losses for insurers,” explains Daniel Munson, Founder, RiskMeter Online. “Although hail losses are inevitable, RiskMeter makes it easy for underwriters to assess and price risk. With RiskMeter’s hail report, users can enter an address and get frequency of hail events, percentile score which compares the address entered to the rest of the U.S., average number of hail storms for an area and a risk score.
