The Texas draught notwithstanding, insurance policyholders may not want to take cover in Amarillo, Texas, as that city has been determined to be the top hail prone metro area in the United States. CDS Business Mapping, LLC., a provider of online hazard mapping technology and services, released its list of the top ten hail prone metro areas (population 50,000 plus).

Hail events are a constant concern for auto and property/casualty insurers that offer both personal and commercial lines coverage. In a recently released study from Swiss Re, it’s been reported that five of the mostly costly U.S. based insurance claims losses of 2010 were hail related events. Even small hail stones have been known to shatter windows, smash roofs and leave pockmarks in siding, according to the Insurance Information Institute.

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