We are currently looking at the life insurance market in Europe—more specifically saving and retirement solutions involving wealth management by insurance companies. In the frame of our initial work, we have tried to identify the differences between the main European markets comparing each of them in terms of density and penetration:

Life insurers have suffered since the financial crisis and the economic downturn, and it is difficult to predict what is going to happen to this market in 2010, and maybe in a longer period. But based on this analysis there are at least two observations that can be drawn in today’s context:

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