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(Bloomberg) --State Farm, the largest home insurer in California, is asking for an emergency rate hike from state regulators as it warns that multibillion-dollar payouts from the Los Angeles wildfires threaten its balance sheet and the broader insurance market.

Exploration of the root causes of the workforce gap and potential solutions to bridge it.

Terms of home insurance policies and rising construction costs will affect how those who lost their homes in the Los Angeles wildfires can rebuild.

An essential part of brand consistency is ensuring that the TPA's platform aligns visually and stylistically with the client's brand.

California had the most natural disasters over the 20 year period according to a study from MoneyGeek.

Embedded insurance is breaking down barriers to coverage.

Tech companies Wuuii and ZestyAI enhance underwriting with risk evaluation capabilities.

Nationwide announced an agreement to acquire Allstate's employer stop loss segment for $1.25 billion.

New Zealand plans to introduce legislation before the end of the year that will create a framework to help communities and businesses adapt to the impacts of climate change.

The legislation would permit a state government conduit issuer to sell bonds to bolster the last-resort FAIR Plan in the wake of Los Angeles-area wildfires.

Automation is not a one-size-fits-all solution and can take many different forms.

Arch appoints EVP, COO and Allianz divisions leadership changes, plus more career moves.

The recovery of local governments and utilities from hurricanes Helene and Milton continues but the outlook for next season and beyond is troubling.

Nevada is the state with the most car thefts, based on a study from Tires Easy.

Members whose districts include Altadena and Pacific Palisades are behind the measure, which calls for an initial 180-day forbearance period.

The future of insurance AI is open

A round up of announcements and actions by the state's insurance regulator, a consumer advocate and an industry trade association.

The California-based insurtech uses AI-powered models and property-specific data to address all perils, including wildfire, severe convective storms and non-weather water.

After the California wildfires, other state governments are reacting to wildfire mitigation and related insurance coverage issues, proposing bills or announcing plans for action.

The state's insurance crisis, worsened by the L.A. wildfires, has people talking about measures including mitigating risk, price signaling and even moving residents out of risky areas.