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The FEMA-operated program has over 4.7 million policies in force, and lawmakers have kept it intact via dozens of short-term extensions since 2017.

Companies like healthcare platform Sesame and others are launching dedicated efforts to provide victims of the California wildfires with vital resources.

Digital Insurance's recent survey found insurance professionals are planning to spend more on tech, like artificial intelligence, but are wary of unseen risks.

The nation's largest homeowners insurance providers imposed rate hikes in double-digit percentages last year, led by Farmers' 53.5% increase in Maryland.

Jodie Wallis, global chief analytics officer at Manulife, which operates as John Hancock in the U.S., spoke with Digital Insurance about how the company is deploying GenAI.

Polly data and Everest Group insights on shifting trends in auto and embedded insurance.

Insights from Clyde & Co, Climate X and Innsure.

The California State Assembly has introduced a bill to issue catastrophe bonds to shore up the state's last-resort property insurance, the FAIR Plan. Bonds would remove the burden of L.A. wildfire fallout from taxpayers, insureds and insurers. But analysts say a nationalized risk pool might be necessary.

This attorney walks LA employers through what they need to get on the road to financial recovery.

As vehicles become more connected, autonomous, shared, and electric, the traditional landscape for auto insurance will undergo transformation.

To keep pace with emerging risks, insurers must carefully identify which technologies can truly mitigate risk and reduce losses.

Industry trends since the Great Financial Crisis have sparked rising interest in private asset-backed finance.

AI-evaluated insurance claims denials can depend on characteristics of the claimant, not just the merits of their claim. AI may not be a reason or the only reason for a claim denial, experts say.

The North Carolina Rate Bureau, representing home insurers, settled for two 7.5% increases this year and next, after originally seeking a 42% rate increase. NCRB says the settlement just postpones the need for higher rates to accurately cover risks, while the insurance commissioner calls it "a big win" for homeowners.

New York Governor Kathy Hochul proposed measures to stabilize the city's taxi and rideshare insurance industry, which is reeling from the insolvency of its largest provider American Transit Insurance Co.

Even the most-sophisticated scientific models fail to capture all the risk factors or properly account for the increasing impact of climate change.

A new research report from Digital Insurance highlights some of the risks and opportunities for the insurance industry in 2025.

The growing threat of hackers using generative artificial intelligence will boost both the reinsurance markets and data security innovation in 2025.

Cybersecurity and technology disruption are the two top threats to business growth identified by a Harris Poll of 500 business leaders, commissioned by Chubb.