Homeowners insurance

What can you do to prepare? Here are practical tips on how to keep safe and protect your home, family and community.

Millions of homes in the Western U.S. are at moderate to very high risk of wildfires, according to the 2024 Wildfire Risk Report.

The California Department of Insurance, responding to consumer advocate groups' criticisms, issued a plan that its commissioner says will keep rate increases in check.

Risks include pushing debt-to-income ratios too high for qualifying and rising costs leading to defaults, all of which affect the secondary markets.

Wildfires burned over 4.5 million acres nationwide in 2024, according to the National Interagency Fire Center.

One California insurer received an approved rate change for 56.4%, an increase affecting over 17,000 borrowers.

Borrowers are reacting to more media coverage of wider windstorm activity and events like a Tri-State earthquake, experts said.

Damages from U.S. natural disasters contributed to 80% of global insured losses in the first half of the year.

While insurers like State Farm General Insurance Co. and Allstate Corp. are retreating to avoid costly fire damage claims, Delos is going all in.

InnSure executive director shares how communities can combat higher rates and mitigate climate risk by taking control of their insurability.