Digital Platforms

Incorporating climate risks into modeling and pricing can help insurers better anticipate and manage their potential health and financial impacts.

Large corporations generate more than $7 billion in global market premium, and AI fueling more cyber incidents, many remain underinsured, according to the latest Swiss Re report.

BEC claims were 57% higher in the first half of 2026 compared with the same period last year, and fraudsters are increasingly focused on account takeovers, according to the Travelers' Q2 2026 Cyber Threat Report.

David Tobias, chief product officer at Nearmap, shared insights with Digital Insurance around how aerial imagery is used by insurers to better understand the impact of natural disasters.

Real improvement in managing uncertainty from a risk perspective won't come from better technology alone.

Insurance needs to stop treating its shrinking pool of checks as business as usual, especially when the data needed to manage the risk inside that pool already exists inside most carriers' own systems, writes Shareen Minor, chief revenue officer, U.S., at Vitesse.

FlyGuys and TerraFort combine their resources to conduct on-demand damage assessments after natural disasters.

Cyber incidents raise key questions about coverage, particularly when it's a third party under attack, writes Deborah Dioguardi, EVP and Professional Lines National Practice Leader at Jencap.

One in four malicious breaches are AI-enabled and cost $6 million on average. Insurance companies are a top target, and also bear the cost of claims.

The rise in infostealer malware and increasingly sophisticated phishing campaigns is compounding the problem for insurers.

The insurers that build for execution, rather than waiting for the next tool or the next shock, will be the ones still keeping pace when the systems around them strain.

As data sources expand and risks become more dynamic, embeddings are influencing how insurers assess risks, segment portfolios and support underwriting and pricing decisions, writes writes Brian Keller, PhD, vice president of AI and data science for LexisNexis Risk Solutions.

Teams should revisit sourcing decisions continuously, rather than treat them as fixed multi-year commitments.

Insurance carriers have always relied on data to understand risk. What has changed dramatically, however, is how that data is used, writes Brian Keller, PhD, vice president of AI and data science for LexisNexis Risk Solutions.

Climate scientists can now quickly assess how much worse a given extreme-weather event has been made by human-caused climate change.

Fraud prevention is the foundation for trust at scale, shaping how confidently customers engage.

A survey of insurance leaders and other professionals finds that 29% of U.S. businesses experienced at least one AI-enabled cyber incident in the past year.

Genuine readiness in 2026 requires documented third-party access audits across broker and TPA relationships plus evidence that controls were verifiably in force.

Insurers will start relying on more advanced approaches to evaluating cyber risk, including continuous cyber risk monitoring.

Consumers still see value in AI, but are wary of how it's used, according to a Smart Communications report.

Criminal groups are using AI to assist in their attacks, overcoming companies' technological defenses, according to Travelers' Q1 2026 Cyber Threat Report.

Cyber incidents, economic pressures and AI emerged as top concerns, according to a survey from The Insurance Information Institute (Triple-I) and Munich Re.

Celebrities trademark their own likenesses, calling attention to the commercial risks of deepfakes, and how insurers could write coverage.

The technology is lowering the bar for cyber criminals attacking companies, according to Ryan Kratz, head of cyber for North America at MSIG USA. Kratz spoke with Digital Insurance about how the new type of attacks work.

AI is supercharging cyber criminals' ability to deploy ransomware – the most prominent type of cyberattack, according to Ryan Kratz, head of cyber for North America at MSIG. Kratz spoke with Digital Insurance about what commercial insurers are watching for.

The focus is on surviving such an attack, with resilient systems and processes that ensure business continuity against all odds.

By reducing data sprawl, improving governance, and preparing for forensic investigations in advance, organizations can strengthen their security posture and ensure they are ready to meet the demands of insurers when it matters most.

Hacking group ShinyHunters took credit for the data breach that affected the Instructure-owned Canvas learning management system.

Just over 44% of consumers report a positive experience with voice AI assistants, according to Sonant's latest report.

Bridging the gap between knowledge and core systems is the key to an improved user experience.

Nationwide names new cyber lead and IBHS expands wildfire prepared program, plus more insurtech news.

The majority of cyber claims are most related to data breaches, cybercrime and extortion events, according to the 2026 Claims Report from Cowbell.

Regulators and policyholders are increasingly concerned about the impact of imagery on privacy and decision making.

Industry research from Digital Insurance finds that 52% of insurance professionals believe a cyberattack will probably occur in the near future, and this fear is a factor in their AI plans.

Underwriting, risk models and policyholder support must evolve to reflect how identity data is used in modern fraud.

Acord’s 2026 studied 500 carrier transactions and revealed shifts in deal intent.

Climate experts and insurance leaders discussed how the industry must treat extreme events not just with coverage, but also with technology, proactive mitigation and resilience, at the ClimateTech Connect conference.

The Insurance Information Institute and Fenix24 released Cybersecurity for Insurers: Squaring Safety with Service.

Organizations must be able to prove what happened, how it happened, and what was impacted.

Research from Digital Insurance reveals the biggest tech disruptors for the insurance industry in 2026.

AI and data are changing what's possible in global trade.

Galina Kho, Cyberbay's chief strategy officer, shared insights into the company and the technology it uses.

The gap between AI ambition and IT reality isn't just a technology problem.

Carriers have been collecting vast amounts of data for years, but transforming it into actionable insights has been challenging, until the advent of AI.

The conflict in Iran and AI are providing threat actors with the means and opportunity to perpetrate companies to create disruptions and gather intel.

Threat actors view international events as an opportunity to escalate cyberattacks against a wide range of countries and industries, and insurance-related entities are a prime target.

U.S. banks are bracing for retaliatory cyberattacks following military strikes in Iran that killed Ayatollah Ali Khamenei.

Ransomware, email compromise and data incidents account for 92% of incident response cases, according to the 2026 Arctic Wolf threat report.

Preventing insider harm through human connection requires a fundamental shift in how companies think about security.

Using AI to strengthen cybersecurity training

More than half, 54%, of U.S. executives are confident their company will survive and thrive this year, according to the 2026 C-Suite Stress Index Survey by Sentry.