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Whisker Labs expands into water loss and Everest leadership appointments, plus more insurtech news

The trends include cybersecurity, a new digital workforce and strategic growth through transformation.

Michelle Worrall, Global Director of Insurance Product for Resilience, focuses on AI and data privacy, its impact on cybersecurity, and the implications of AI legislation.

Digital Insurance reached out to cybersecurity experts on what's ahead.

Without federal oversight establishing uniform standards for AI use or data privacy protection, individual states have created their own rules.

A new report from Nordpass identifies the most commonly used personal and corporate passwords, and they're not that hard to figure out.

The Travelers Institute provided insights into the evolution of property insurance and how tech has impacted the industry, in a webinar held Nov. 12, 2025.

Hiscox's Underinsurance in Small Business Report suggests 77% of small businesses in the U.S. are underinsured.

Companies' use of AI is creating a variety of new risks, and their insurers may or may not have specific language in policies defining what is covered and what isn't.

Cedents – insurers transferring cybersecurity coverage risks to reinsurers – have an advantage, according to underwriters and brokers speaking at Zywave's recent cybersecurity conference.

The insurtech's proprietary algorithms generate historical coastal data and provide a current view of coastal flood risk, impact drivers and resilience solutions.

Brooke Vemuri, VP of business transformation change and engineering at Legal & General America, shared about the tech transition during M&A activity.

The increased sophistication that cyber attackers are getting from technology requires more frequent updates to cybersecurity defenses, according to cyber insurance experts.

The hasty embrace of AI requires directors to treat governance as more than financial stewardship, pushing boards beyond passive review to proactively shaping policy.

Sarah Thompson, head of cyber, North America, for MSIG USA, discusses the evolution of cyber insurance, managing third-party risks and more.

The adoption of Agentic AI enables carriers to redefine insurance from initial customer contact through claims resolution.

Insurers should adopt proactive security measures and build resilience into systems.

Progressive and GEICO tied for first overall in the Mobile Insurance Scorecard Q3 2025 by Keynova.

Ransomware accounted for 60% of large cyber claims for the first half of the year, but frequency dropped 30%.

According to Capgemini's World Life Insurance Report 2026, 76% of customers expect advanced cloud and data capabilities but only 16% of insurers are capable of delivering.

A new report from Resilience highlights how ransomware claims are changing, the impact AI plays in these attacks and the role of vendor vulnerabilities.

Human cognition isn't software; it's a complex, adaptive system influenced by fatigue, stress, routine and ingrained biases.

Lifelike deepfakes are costing carriers money and changing how they identify fraudulent claims and policyholders.

The models at the time overestimated the strength of the levees. They also underestimated the exposure of commercial properties.

An in-depth assessment of a cyber breach can provide valuable insights to prevent future incidents.

The need for an insurance policy that covers AI risks is growing with the adoption of AI technologies.

Allianz Life Insurance Company of North America said it suffered a system breach on July 16 that affected a majority of its 1.4 million customers.

Digital transformation is streamlining operations and enhancing customer experiences.

Investigating a company's security posture can highlight unknown cyber vulnerabilities or possible risks affecting its future value.

A look at insurer innovations and strategies

Jennifer Wilson, cyber leader at Newfront, explains how AI is changing the risk landscape for businesses and its impact on the cyber insurance space.

Zurich Insurance Group AG agreed to buy BOXX Insurance Inc, a Canadian cyber risk management firm.

Climate risk models, which are widely used in the insurance industry, don't typically make detailed projections for extreme heat.

Aflac Inc. said a recent cybersecurity breach could have given intruders unauthorized access to customers' personal information

The threat actors utilize a variety of social engineering tactics to gain access to carrier systems and information.

Third-party vulnerabilities are an understated cybersecurity opening facing insurers in 2025, pushing many to take a new approach to defense planning.

Tech isn't a replacement for strategy or a substitute for process design. And it won't deliver results without the right people behind it.

Addressing the risks from increasing cyberattacks requires more than cyber insurance.

Plan sponsors can turn to narrow fiduciary liability coverage rather than broader cyber risk insurance, according to a bond and insurance firm executive.

Catastrophe risk information from government bodies and academic institutions would make it possible to insure more homeowners based on more granular assessment, according to insurance industry professionals.

Governance, risk and compliance programs are an under-utilized risk mitigation tool for cyber insurance.

Cybersecurity is a top challenge for business leaders, according to The Hartford's 2025 Risk Monitor.

Cybersecurity requires combating misinformation and empowering employees with critical fact-checking strategies to guard against bad actors.

Ransom demands decreased 22% in 2024, according to new Coalition data.

Insurers should proactively quantify and mitigate internal cyber exposure.

What happens when conventional risk assessment models face modern security challenges?

Half of U.S. states allow the method of marketing to cyber security policyholders and clients, which has potential to reduce the impact of cyber incidents, according to research by The Institute for Security and Technology (IST).

Why next-gen risk models are the key to market resilience.

A majority of the insurance industry has strong cybersecurity practices, but is lacking in some areas.

Three areas for insurance leaders to explore related to the role of tech in risk management.

Growth in premiums flattened in the past two years after steep growth, but new MGA entrants in the space could fuel another rise.