Property and casualty insurance

Keynova Group released the Q2 2025 Online Insurance Scorecard evaluating the digital offerings from the top 12 insurance carriers in the U.S.

The technology delivers value through sorting data, prioritizing claims, responding to policyholder lawsuits, and more, according to industry experts.

The cost is down 16.5% from last year, according to The Insurance Information Institute.

The state forecasts eroding coastlines will endanger $18 billion of existing homes and commercial buildings in the coming decades.

After California's own insurer of last resort was held liable for smoke claims, and a probe of State Farm was launched, a new task force is ordered to set standards for smoke damage claims.

Shikha Khetrapal, formerly COO of Vantage Insurance Partners, an insurance industry investor, spoke with Digital Insurance about hurdles that large insurance companies, investors and private equity firms encounter when integrating their acquisitions in the industry.

Investment funds based on parametric insurance have the potential to beat cat bond returns, according to Rhodri Morris, a portfolio manager at Twelve Securis.

AITC co-founder Scott Harrison tells NAIC working group to avoid uncertain, imprecise definitions that could confuse compliance efforts.

Commissioner Ricardo Lara announced greater transparency to come for FAIR Plan data, plus a broadening of coverage to commercial properties, homeowner associations and affordable housing.

The state's insurer of last resort is facing an investigation by the California Department of Insurance as well as lawsuits from policyholders.

Florida's insurance markets could be in a better position to withstand disasters' impact spreading to its housing market, although FEMA cuts will impact the state's resources, an insurance expert and author said.

McDermott Will & Emery, a global law firm with an insurance specialization, watches concerns around the industry's implementation of AI and the broader challenges of insuring against climate risks. Digital Insurance spoke with a partner in the practice.

USAA and Intact Financial topped Evident's list of 30 insurers, about half from the property and casualty business. AXA and Allianz topped the overall list.

After the L.A. fires, a regulator's probe of State Farm claims practices and a looming wave of lawsuits expose gaps in the legal responsibilities of both insurers and policyholders.

Even before January's fires in Los Angeles, change-of-address data shows residential moves based on fire risks and insurance availability.

The top ten insurtech deals in the property and casualty market brought in roughly $800 million in funding for the first three months of 2025.

In an interview following remarks at Insurtech Insights, Sarah Jacobs, a product executive at Nationwide, said lowering costs is the first step to transform insurance's value proposition.

In an interview following remarks at Insurtech Insights, Lucy Pilko, CEO of AXA XL Americas, elaborated on what the insurance industry needs to benefit from AI in its operations.

The insurance industry can embrace sustainability as a path to meaningful growth, ethical leadership and long-term success.

Highlights from speakers and sessions at the Insurtech Insights conference and surrounding events in New York from June 3-5.