Mobile technology

American Modern Insurance takes INN through the building process on its two-story sample home outfitted with smart technology.

The telematics provider is now incorporating IBM and Weather Company data in its mobile usage-based insurance algorithm in Europe.

The insurer is establishing partnerships with auto insurance technology companies to better handle emerging risks.

The top-priority emerging technologies today for P&C are new payment technologies, the Internet of Things, wearables, and artificial intelligence.

The Snapshot mobile app will monitor and measure driving data, including time of day, mileage and hard braking automatically, and give drivers personalized information, including a one-to-five-star rating at the end of each trip, a data summary, map of their drive and tailored driving tips.

As insurance telematics gains momentum with consumers, the technology has become ever more sophisticated and reliant on customer outlays for smartphone capabilities and OEM automotive technology. But is that fair to lower income consumers?

The three new features are intended to enable deeper insights around driver behavior and profiles, the company said.

The connected car technology company has launched its NSpire platform, which the company describes as a set of tools, modules and programs designed to support customized telematics strategies.

With Progressive Insurance’s recent patent loss to Liberty Mutual Insurance, insurers are running out of reasons for not pursuing leading edge technologies, such as telematics and usage-based insurance, industry experts say, and recent changes in patent law are favoring those who challenge patent holders.

Allstate’s Drivewise Mobile application now features Allstate Rewards, which safe drivers now can use to earn points for deals on merchandise, gift cards and local offers, regardless of whether they have an insurance policy with Allstate.

Liberty Mutual has prevailed over Progressive Insurance in the U.S. Court of Appeals for the Federal Circuit. At issue was the validity of five Progressive patents related to online customer experience, insurance telematics and driving scores that support Progressive’s Snapshot program.

Here’s a look at Gartner’s top 10 mobile technologies and capabilities that organizations must master as 2015 wraps up or as 2016 unfolds, according to Nick Jones, vice president and distinguished analyst.

Accenture describes the DISC as an innovation hub that showcases applications, Internet of Things devices, and enables clients to test digital insurance products through proof-of-concept pilots to validate offerings.

How do industry experts view the development of the Internet of Things, and what would they change?

The health insurer is offering American Well telehealth services to its members.

Security vulnerabilities exist in a number of areas; data sent from a wearable device to a nearby smartphone, for example, may be exposed during transfer via Bluetooth or WiFi connections.

American Family Insurance has received approval from the Federal Aviation Administration to test drones to facilitate catastrophe response.

Over the next few years, technology will play a vital role for commercial lines insurers as prices firm and new insurers enter the marketplace.

Leader of insurers’ drone program will discuss her parallel journeys in insurance and flight at 2015 Women in Insurance Leadership Forum.

As cars become increasingly hi-tech, with Internet connectivity and automated parking, braking and obstacle detection, they become more vulnerable to cyber-attack - whether by people looking to steal the vehicle, harm an individual, or carry out activism.