Property and casualty insurance

SB 1301 and SB 1076, addressing home insurance non-renewals, follow earlier proposals about smoke claim damage standards, the state's home insurance of last resort, and standards for prompt payment of claims. Also, insurance commissioner clarifies restrictions on consumer advocate compensation.

A study by Aon and The Jacobson Group reported that insurers expect to increase staff as a response to increased business volume expectations.

Digital Insurance spoke with Vineet Bansal of The Mutual Group, an insurtech specializing in serving mutual insurers' operations technology needs, about its recent additions of AI capabilities, adoption progress and the future.

Digital Insurance spoke with Vineet Bansal of The Mutual Group, an insurtech specializing in serving mutual insurers' operations technology needs, about its recent additions of AI capabilities, adoption progress and the future.

Zurich Insurance Group AG's profit rose to a record in 2025.

California AB 1795, the Smoke Damage Recovery Act, would make home insurance more expensive and push more policyholders onto the state's insurer of last resort, according to an insurance industry attorney.

The founders of Insuranceclaim123, a claim adjustment review technology that uses AI, reached out to a Florida professional association skeptical of the system.

Zurich Insurance Group AG has made a sweetened £8 billion ($11 billion) bid to buy Beazley Plc, an offer that's won the tentative approval of the UK insurer's board.

California assembly insurance committee chair and the state's insurance commissioner propose measure to improve claims handling, coverage options and transparency for wildfire survivors.

KPMG survey of insurance executives finds confidence in the industry's growth, seeing a need for technology advances and upskilling their workforces.

Insurance commissioner Ricardo Lara, responding on social media, said tariffs and ICE raids are making rebuilding more difficult. Advocates also point to federal disaster relief that has been held back.

Nearly 40,000 acres were burned in the Eaton and Palisades wildfires last January, killing at least 31 people and destroying 16,000 structures.

Without coverage, mortgage lenders could refuse to back home sales. Also, separate wildfire coverage could fall to the public sector.

A new analysis by RMI suggests that the current methods for counting damages from power outages means we are likely undercounting its impact.

U.S. homeowners are concerned about climate and insurance costs, according to Kin's Homeownership Trends Report.

Legislation cites non-renewals based on "inaccurate, outdated or misleading images."

Representatives of both insurers and policyholders point out multiple flaws in the new laws and additional proposed bills.

Digital Insurance contacted insurance professionals to comment on predictions for 2026 on various topics.

Representatives of both insurers and policyholders point out issues with market forces and challenges to addressing coverage costs.

Governor Ron DeSantis and state officials attribute lower premiums for the state's home insurer of last resort, and lower home and auto premiums overall, to the state's tort reform instituted in December 2023.