Insurance

Rates actually declined or remained flat over a two-year period in 15 states, including Florida, with natural disasters and tariffs affecting 2026's movements.

Without coverage, mortgage lenders could refuse to back home sales. Also, separate wildfire coverage could fall to the public sector.

A new analysis by RMI suggests that the current methods for counting damages from power outages means we are likely undercounting its impact.

Gina Downs does the blocking and tackling for retired athletes and their families when it comes to accessing medical and behavioral healthcare.

A collection of stories related to artificial intelligence and its impact on the insurance industry from 2025.

U.S. homeowners are concerned about climate and insurance costs, according to Kin's Homeownership Trends Report.

Legislation cites non-renewals based on "inaccurate, outdated or misleading images."

The new plans will cut per-mile rates by about 50% when customers have Tesla's Full Self-Driving system engaged, Lemonade said Wednesday in a statement.

Capgemini's Samantha Chow looks at the future of life insurance and how the customer experience and coverage itself will continue to evolve.

Representatives of both insurers and policyholders point out multiple flaws in the new laws and additional proposed bills.

Digital Insurance contacted insurance professionals to comment on predictions for 2026 on various topics.

Representatives of both insurers and policyholders point out issues with market forces and challenges to addressing coverage costs.

AI is transforming underwriting and helping to automate different aspects while improving the customer and agent experience.

Since the 1990s, American homes have been systematically underinsured in the event that they are completely destroyed.

Fathom, acquired by Swiss Re in December 2023, provides flood hazard and terrain datasets that capture extreme outcomes.

Governor Ron DeSantis and state officials attribute lower premiums for the state's home insurer of last resort, and lower home and auto premiums overall, to the state's tort reform instituted in December 2023.

Insured losses for so-called non-peak perils — also sometimes referred to as secondary perils — reached a record $98 billion last year, Munich Re said in a report released on Tuesday.

Kyle Busch's lawsuit against Pacific Life and his former insurance agent provides a window into potential issues around complexity, suitability and more in indexed universal life policies.

Insurance carriers are working to improve digital quoting, according to the Keynova Q4 2025 Online Insurance Scorecard.

Insurers point to billions of dollars in claims paid, while wildfire survivors advocates say many haven't yet received what they are due.