Property and casualty insurance

Some regulators from smaller states have relatively higher levels of resources by a budget to premiums metric.

Seemingly autonomous cars may have a human assistant providing remote support. The extent of this support remains unknown, despite a U.S. senator's inquiries, and this creates uncertainty for insurers.

Carrier AI and tech executives emphasize governance, responsibility for decisions, and human judgment of more complex risks.

Regulators from larger states have more resources, as shown by the ratio of staff per insurer.

Progressive and Geico tied for first overall in the Mobile Insurance Scorecard Q1 2026 by Keynova Group.

Digital Insurance tracks the many factors affecting the use of aerial imagery in the insurance industry. These are our top stories on the subject from 2026

Tech executives share how the resource allows them to cover properties that were previously excluded.

Regulators from 12 states will conduct questionnaires with insurers, seeking insights into their use of AI, over the next six months. The results will be used to adjust the questionnaire before it is formally adopted.

The shift from transactional relationships to experience-driven engagement models is becoming a defining characteristic of successful P&C insurers.

The state's House passed a bill concerning hidden consumer transaction fees, but with amendments, drawn from previous failed bills, setting a 10% limit on auto and fire insurance rate increases.

Using AI to identify property risks solely from aerial images is not foolproof, experts say.

National Indemnity Company, a subsidiary of Berkshire, will make a 2.49% strategic investment in Tokio Marine, according to a statement Monday.

Across the personal lines space, pricing is expected to stabilize for homeowners, auto, flood and umbrella coverage.

The National Council of Insurance Legislators (NCOIL), a group of state legislators concerned with insurance industry regulation, will reconsider a measure that failed in 2025. States have varied regulations or laws governing how insurers may set home policy premiums or drop policyholders based on aerial images of their property.

At its upcoming spring meeting, the association of state insurance regulators will hear an updated plan for a system of evaluating insurers' use of AI, and a rollout of a new call for home insurance data.

The state's regulator and a leading consumer advocacy group are parties to the settlement, which also addresses non-renewals following the January 2025 wildfires.

Hospitality company Whitbread, a Liberty client, gets more time to respond to risks.

MGAs are looking for ways to verify risk data for underwriting, according to Lisa Rowe, an underwriting executive at Specialty MGA.

SB 1301 and SB 1076, addressing home insurance non-renewals, follow earlier proposals about smoke claim damage standards, the state's home insurance of last resort, and standards for prompt payment of claims. Also, insurance commissioner clarifies restrictions on consumer advocate compensation.

A study by Aon and The Jacobson Group reported that insurers expect to increase staff as a response to increased business volume expectations.