News and Information from Digital Insurance

Analysis from AAA and Cambridge Mobile Telematics show higher speeding and distracted driving during the last two weeks of March.

Life insurance leaders are moving from digital transformation as a vague goal to more specific tech priorities.

Beazley acquires kWh Analytics and Aon names North America CEO, plus more insurtech news.

The integration of AI into insurance frameworks is also creating some legal liabilities that carriers must consider as part of any deployment.

Across the personal lines space, pricing is expected to stabilize for homeowners, auto, flood and umbrella coverage.

Three common mistakes agents make and how to avoid them.

Fannie Mae and Freddie Mac's single-family updates include some roof coverage options somewhat similar to what's used in one of their other divisions.

The National Council of Insurance Legislators (NCOIL), a group of state legislators concerned with insurance industry regulation, will reconsider a measure that failed in 2025. States have varied regulations or laws governing how insurers may set home policy premiums or drop policyholders based on aerial images of their property.

For seven consecutive years, secondary perils have outpaced primary perils in driving aggregate insured losses globally.

Communicating benefits in terms of life stages and events helps employees understand and utilize the offerings they need most.

Customer satisfaction rises in 2026 despite homeowner insurance premiums, according to JD Power's 2026 property claims satisfaction study.

Insurance leaders are implementing integrated AI platforms or components that transform entire operational workflows and reimagine how operations function.

Markel International announced the launch of its AI Centre of Enablement and the appointment of Maureen Tomlinson as head of AI.

Desk workers are spending nearly 100 hours a week on screens, a new survey finds, with most saying eye strain is affecting their work performance.

Clyde & Co released its annual Insurance Growth Update which shows global insurance M&A activity stabilizing in 2025 after a downturn in 2024.

At its upcoming spring meeting, the association of state insurance regulators will hear an updated plan for a system of evaluating insurers' use of AI, and a rollout of a new call for home insurance data.

Insurers' tech executives say alignment of data strategy and data-led approaches can optimize average handling of transactions.

Entrepreneur Frank Giaoui has spent decades at the intersection of law, technology and economics, and discusses the benefits and risks of using AI in the industry.

To ensure the industry's longevity and sustain innovation, we must reimagine talent acquisition, development, and retention strategies.

The shift from product-centric insurance to experience-led, technology-enabled ecosystems is accelerating.

New research from INTX and RSM reveals how legacy insurance systems can cost insurance organizations up to $5 million annually in hidden operational costs.

Insurers took a stock price hit from the advent of AI-based insurance apps, but that won't be the final outcome, according to expert observers.

AI cannot replace the seasoned judgement of an experienced underwriter.

Federal Deposit Insurance Corp. Chair Travis Hill said in a speech Wednesday morning that the agency will move to codify stablecoins as ineligible for deposit insurance — which is required under the GENIUS Act — and that the prohibition likely will include pass-through deposit insurance arrangements.

With insurance sector AI solutions, explainability has become a roadblock to broader AI adoption. But that barrier is breaking.

The Casualty Actuarial Society and the Society of Actuaries published results from their annual Emerging Risks Survey.

Insurers that advance will align technology with strategy, empower their workforce, and measure success in outcomes that matter.

With a focus on menopause and urology, Blair Health aims to deliver better, more affordable care to women.

Talk isn't enough. A better connection between offerings and effort from leadership is needed to make workers feel their health truly matters.

The conflict in Iran and AI are providing threat actors with the means and opportunity to perpetrate companies to create disruptions and gather intel.

Readiness starts with understanding how existing distribution and value propositions perform when no one is helping explain them.

Three in 10 people in the U.S. shop or review insurance annually, according to a new survey from the Independent Insurance Agents & Brokers of America.

The state's regulator and a leading consumer advocacy group are parties to the settlement, which also addresses non-renewals following the January 2025 wildfires.

Pet insurance allows employees to protect something that matters deeply to them, and it signals that their employers understand the realities of their everyday lives.

Hospitality company Whitbread, a Liberty client, gets more time to respond to risks.

Threat actors view international events as an opportunity to escalate cyberattacks against a wide range of countries and industries, and insurance-related entities are a prime target.

Digital engagement and self-service capabilities are critical areas for customer satisfaction, according to JD Power's 2026 life and annuity study.

Many homeowners and first-time buyers are surprised by rising property taxes and insurance, which can sharply increase monthly mortgage costs beyond principal and interest.

The new definition of stability means underwriting is more precise, documentation-driven, and less forgiving.

Integrating AI into insurance operations streamlines administrative tasks and allows agents to deliver more tailored customer experiences.

New research from Evident reveals that AI rollouts by insurers are most common in claims management, underwriting and customer engagement.

The most successful insurtechs recognize that digital transformation involves leveraging human expertise with emerging and impactful technology.

There were about 35 funding events in the insurtech sector in February 2026, according to a review by Digital Insurance.

U.S. banks are bracing for retaliatory cyberattacks following military strikes in Iran that killed Ayatollah Ali Khamenei.

Nationwide names new corporate tech and workplace solutions leader; Nassau Financial expands its insurtech program, plus more insurance news.

AI's ability to synthesize large amounts of data can free up agents and brokers to interact with and develop more personalized relationships with their clients.

Digital transformation in long term care involves reimagining risk management through intelligence, interoperability, and human centered design.

Frank Sentner, an advisor to several insurtechs, proposes an "Insurance Data Bill of Rights" under which connected vehicle owners would have to actively consent to sharing any data with insurers.

Ransomware, email compromise and data incidents account for 92% of incident response cases, according to the 2026 Arctic Wolf threat report.

Henry Kowal, Arity's director of insurance product, shared with Digital Insurance about new car technology.

MGAs are looking for ways to verify risk data for underwriting, according to Lisa Rowe, an underwriting executive at Specialty MGA.

Preventing insider harm through human connection requires a fundamental shift in how companies think about security.

Developments signal the potential creation of a new distribution layer.

Imagine what a consortium of insurers, state and local governments, community leaders and technology providers could do working together.

2025 life science report from Munich Re reveals the effects of medications, like Ozempic and Wegovy, on mortality rates and life insurance underwriting.

Using AI to strengthen cybersecurity training

Digital Insurance's Top talent stories from this February's Talent Careers Month.

The majority of insurance professionals responding to a predictions survey said they are expecting an increase in the frequency and severity of major climate events this year.

More than half, 54%, of U.S. executives are confident their company will survive and thrive this year, according to the 2026 C-Suite Stress Index Survey by Sentry.

Rapid AI adoption is transforming cybersecurity risks for commercial vehicles, according to a 2026 auto cybersecurity report from Upstream.

Mitchell published Plugged-In: EV Collision Insights report which highlights the adoption of EVs and collision claims costs.

A bill that would change the rules for handling natural disasters is stalled in Congress as county governments grapple with the Federal Emergency Management Agency's regulations.

When today's job-hugging trend wears off, total rewards packages will be a major factor in workers' decision to stay or leave.

SB 1301 and SB 1076, addressing home insurance non-renewals, follow earlier proposals about smoke claim damage standards, the state's home insurance of last resort, and standards for prompt payment of claims. Also, insurance commissioner clarifies restrictions on consumer advocate compensation.

A study by Aon and The Jacobson Group reported that insurers expect to increase staff as a response to increased business volume expectations.

Digital Insurance spoke with Vineet Bansal of The Mutual Group, an insurtech specializing in serving mutual insurers' operations technology needs, about its recent additions of AI capabilities, adoption progress and the future.

Digital Insurance spoke with Vineet Bansal of The Mutual Group, an insurtech specializing in serving mutual insurers' operations technology needs, about its recent additions of AI capabilities, adoption progress and the future.

By a vote of 6 to 3, the Supreme Court struck down the global tariffs imposed by the President as an illegal use of emergency power.

Insurance deserts are areas in which consumers and businesses struggle to pay for or secure coverage

Democratized decisioning only works if management tools remain transparent and auditable.

The Massachusetts Association of Insurance Agents launched its Insurance Career Pathway program for individuals looking for a career in the insurance industry.

Nationwide expands Ting program; AIG completes $2.7B acquisitions, plus more insurtech news.

As chronic conditions rise nationwide, benefit leaders are urging employees to consider critical illness coverage to offset medical bills and other expenses tied to recovery.

TransUnion's quarterly Insurance Personal Lines Trends and Perspectives Report analyzes three years of shopping rates.

The top two municipal bond insurers wrapped over $42.828 billion in 2025, up slightly from $41.166 billion in 2024, according to LSEG data.

Aon's report, "The Insurability of Cyber Fines," shares how actionable steps for organizations to mitigate regulatory and litigation exposure to cyber fines.

California AB 1795, the Smoke Damage Recovery Act, would make home insurance more expensive and push more policyholders onto the state's insurer of last resort, according to an insurance industry attorney.

After several unpredictable years of rate spikes and underwriting pressure, auto loss ratios are beginning to moderate and stabilize.

Where innovations are applied in companies often determine their long-term success or failure for the business.

Three secrets to accelerating enterprise-wide adoption for measurable impact while avoiding AI debt.

The founders of Insuranceclaim123, a claim adjustment review technology that uses AI, reached out to a Florida professional association skeptical of the system.

Errors, bias and fraud are being magnified by AI.

Digital Insurance spoke with Matt Berman about life insurance advisors' role in supporting the industry's growth.

Insurance companies can and should play a big role in helping customers cut their policy costs.

Embedded insurance offers customers a seamless underwriting experience and integrates coverage digitally at point of sale.

According to Vertafore's 2026 MGA report, MGAs are prioritizing talent strategies, incorporating AI to drive sustainable growth and optimizing data and core systems.

The letter claims the flood insurance premium pricing change has made the product unaffordable, resulting in a large drop off in the number of policies.

The actuarial profession is at an inflection point as actuaries focus on sustainability, implementing AI and collaborating across company infrastructures.

There were about 40 funding events in the insurtech sector in January 2026, according to a review by Digital Insurance.

Forty-four percent of insurance policy buyers are purchasing through digital channels, according to JD Power.

Despite the decision to delay home ownership and starting families, 68% of adults under 40 still view life insurance as essential.

When AI is simply layered on top of policy-centric platforms, batch-based processes, and siloed data models, it inherits their limitations.

UnitedHealthcare's Flexwork program offers hourly employees affordable health coverage, including dental, vision and virtual care.

Insurers learned that 2025 was about regaining balance and 2026 will be about redefining value for customers with better data, tools and insights.

Digital Insurance spoke with Greg Chandler, executive VP for IT at the insurer, which specializes in workplace benefits, about how the company began implementing AI, how its use of AI has evolved, and what's next.

AI is reshaping how claims are handled, how repairs are performed, and how teams deliver faster and more connected experiences across the auto claims ecosystem.

A collection of stories related to the climate crisis from 2025.

Insurance companies need more reliable, bottom-up data and more strategic technology partnerships.

California assembly insurance committee chair and the state's insurance commissioner propose measure to improve claims handling, coverage options and transparency for wildfire survivors.

AI holds enormous potential for small businesses, providing tools that can empower them to do more with less.