News and Information from Digital Insurance

AI is transforming every aspect of insurance from claims to underwriting, allowing carriers to personalize policies to customers' needs.

Amwins acquires Applied Risk Capital, The Mutual Group names CEO and Nationwide appoints small commercial leader, plus more insurance news.

Prepping clients for natural disasters and climate emergencies should start with coverage and end with estate planning.

Andy Moss, CEO of SEND, looks at the evolving role of AI in the insurance industry and the future of the insurtech landscape.

A shift is underway to serve small businesses efficiently and profitably with streamlined tools and products tailored to their needs.

Several insurance and wildfire-related bills were signed into law October 10, including authorization for bonds to finance California's insurer of last resort.

Qumis combines legal expertise with Gen AI in a platform for faster policy interpretation.

By making healthcare more affordable for work, businesses reap rewards in the long run.

Insurers getting proactive about climate risks are finding that excess and surplus lines are a vehicle for innovation in coverage.

Reed Smith insurance plaintiff attorney Hugh Lumpkin points to 90% of Citizens Property Insurance arbitrations denying claims, with insurer funding judges' salaries.

The federal flood insurance program, which lapsed just before the government shutdown, mostly covered severe repetitive flood risk that the industry cannot cover.

Understanding the factors that can lead to new product failure and learning the keys to successful outcomes.

Insurers are reimagining operating models, products and value propositions.

Mercury Insurance, among others, are building climate science teams to better inform their risk and pricing.

A new analysis from S&P Global Mobility forecasts more than 95 million autonomous vehicles on the road by 2035, changing traditional auto insurance coverage.

There were about 60 funding events in the insurtech sector in September 2025, according to a review by Digital Insurance.

Deepa Soni becomes executive VIP and CIO, similar to her previous role at The Hartford.

Digital Insurance spoke with Veronika Torarp of PwC about the need for more climate resilience efforts, and what their benefits can be.

The adoption of Agentic AI enables carriers to redefine insurance from initial customer contact through claims resolution.

Mindy Chen, Mutual of Omaha's vice president of segment analytics, spoke with Digital Insurance about how AI is being used to improve the customer experience.

Mindy Chen, Mutual of Omaha's vice president of segment analytics, spoke with Digital Insurance about necessary skills and what insurance companies should be investing in.

A look at why causal reasoning—not more data—must drive insurance innovation.

Changes in life insurance products require more than retrofitting legacy technology, insurance technology executives say.

Insurers should adopt proactive security measures and build resilience into systems.

Progressive and GEICO tied for first overall in the Mobile Insurance Scorecard Q3 2025 by Keynova.

Hippo appoints new chief data officer and several insurtech partnerships, plus more insurance news.

The Governors Highway Safety Association and Cambridge Mobile Telematics' new report suggests advanced predictive analytics to help prevent traffic deaths.

California governor's executive order tasks insurance regulator and other state agencies to make recommendations on mitigating wildfires, insurance affordability and availability, expediting insurance claims and more.

INSTANDA CEO Tim Hardcastle shares some of the lessons he's learned from launching an insurance technology firm.

The insurtech's workflow solution aims to reshape how insurance and TPA operations function with AI-powered intelligence, seamless integration and user-centered design.

Budget cuts at the federal disaster agency are forcing insurance carriers to rethink underwriting, reinsurance, and catastrophe modeling, and pivot accordingly.

Recent data from RSM says large companies made only 2% of cyber insurance claims but accounted for 51% of all incident costs.

A comprehensive benefits package, including voluntary benefits, can help employees spend less on medical care and keep their savings intact.

California insurance commissioner Ricardo Lara proposes stricter standards for Consumer Watchdog's compensation in representing home insurance policyholders against insurers' rate increase proposals.

Injury severity is the driving factor for juror sympathy and high compensation expectations, according to Swiss Re's report.

According to the CCC's Q3 2025 report, average repair costs increased almost 4 percent.

Ransomware accounted for 60% of large cyber claims for the first half of the year, but frequency dropped 30%.

Insurers lack adequate and accurate data, even finding incorrect death certificates, making it more difficult to assess underwriting risk correctly.

As insurers, the job is to help clients model the previously unmodellable.

Enterprise data governance is the foundation for safe, scalable AI that transforms underwriting, claims, and distribution.

Investing in comprehensive health insurance can harm organizations if their workforce doesn't understand how to take advantage of it.

AB 226, still subject to governor's approval, allows likely $1 billion of borrowing to cope with strains on the state's insurer of last resort.

Modernization should never be viewed solely as an IT project.

The Insurance Institute for Highway Safety (IIHS) released safety performance ratings for seven new electric vehicle models.

The title industry sustained improvement first seen last year, with second-quarter premium totals up on both a quarterly and annual basis, ALTA said.

New law, SB 429, California Wildfire Public Catastrophe Model Act, depends on the state's university system and its resources to check insurers' and regulators' risk modeling.

Carriers re-evaluating their company's business process outsourcing expect the integration of Agentic AI into workflows for greater efficiency.

When it comes to digitizing company processes, many mid-market insurers can scale smarter with automation and strategic partnerships.

Triage spearheads U.S. expansion plans for London-based insurtech.

According to Capgemini's World Life Insurance Report 2026, 76% of customers expect advanced cloud and data capabilities but only 16% of insurers are capable of delivering.

The transformative potential of AI depends on the underwriters, actuaries, agents and policyholders who interact with it.

AI isn't about replacing human judgement but about preparing employees to use it with confidence.

Community Financial in Syracuse has made its biggest investment ever in an outside company, taking a $37.4 million equity stake in an insurance provider that focuses on the rental housing market.

A look at insurer innovations and strategies affecting auto coverage, affordable insurance options and renewable energy programs.

AmTrust partners with Blackstone and other insurance news.

Individually owned fertility benefits can be a more affordable, robust and portable means to start a family.

Five ways technologies and revised processes are helping insurance organizations better predict and protect.

Forty-three percent of homeowners insurance customers who experienced a premium increase and say they are unlikely to renew cited the rising rates as the main reason.

Jasmine Blocker uses her own experiences to reduce the stigma and speak out about seeking support.

Consumers are so concerned about rising costs that they often forego coverage altogether, according to two separate studies from Valuepenguin and Realtor.com.

Rob Evans, director of Claim Process Technology at Broadspire shares about data analytics and artificial intelligence.